I still remember my accident like it was yesterday. One minute I was driving my daughter to school and the next I was waking up in a hospital bed. It was frustrating to deal with the emotional trauma of forgetting an entire week of my life, in addition to stressing about my small child. Fortunately, we were both able to recover, but it wasn't easy walking dealing with the medical bills that accompanied the accident. I found myself struggling with things as simple as answering the phone, because I was nervous about dealing with another insurance adjuster. Fortunately, by working with a lawyer, I was able to make sense of my situation. I know that you can overcome difficult challenges too, which is why I shared my story on this website.
Working Through Emotional Trauma
Injured On The Job? 3 Worker's Comp Questions To Ask
Debra Hawkins
If you were recently injured on the job, you may feel physically and emotionally overwhelmed. Not only are you dealing with physical injuries that are causing you this emotional distress, but you are probably unable to work and bring in much-needed income for you and your family. In these situations, filing a worker's compensation claim against your employer is imperative. Unfortunately, most people do not know how to navigate the worker's comp process. With this guide, you will learn a few important questions to ask your attorney when filing a worker's comp claim.
How to Get Started?
One important question you may ask is how to get started filing the claim so that you can start receiving the worker's compensation benefits. Sitting down with an attorney is a great place to start. However, it is important to note that you must report your injury or illness to your employer immediately. Without reporting the injury/illness, you will most likely not be able to file a claim.
Once the injury is reported, you should visit a medical professional. Many employers will suggest a medical professional, but you may be able to see one of your own choosing. Keep all medical documents together as proof of your injury/illness and expenses.
What to Tell the Doctor?
Many injured workers are confused by what they should and should not tell their doctor during their worker's compensation evaluation. No matter what, you should tell the doctor the truth. Be sure they understand how the injury happened and what symptoms you are having because of the injury. This is best if you want the doctor to provide you with the best care possible.
What Will Worker's Compensation Cover?
Another important question to ask is what the worker's compensation benefits will cover. The answer to this question truly depends on your specific case and medical needs. For example, if you have injured your arm or leg to the point where you cannot perform your basic job duties for a period of time, the worker's comp benefits should not only pay for your medical expenses but also any time lost at work.
If your injury has disabled you permanently, your attorney will help you receive funds to cover the cost of medical care now and in the future. Also, a settlement may be offered to you, which should cover any future expenses that will arise because of your inability to work.
If you've been injured on the job, speak with a local worker's compensation attorney about your case.
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